Citizen Agenda: An Update For Members Of CoPIRG
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The Truth About Credit

VISA or FEESA: Countering Credit Card Marketing
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CREDIT CARD FEES—Credit card companies aggressively market their product to college students. Some students are marketing an alternative message: buyer beware.

For years, credit card companies have aggressively marketed their products to a captive but less-than-financially-astute audience: students at Colorado’s college and university campuses.

In October, some student volunteers with CoPIRG struck back, launching a counter-marketing campaign. Handing out lollipops emblazoned with the words “Don’t be a sucker,” the students are informing others about the credit traps that await unwary borrowers.

In a story on the campaign, Business Week quoted Ed Mierzwinski, our chief advocate on financial privacy and security issues: “College students are vulnerable and already hammered by the high cost of education. Counter-marketing is important to reach college students on campus.”

Fair & Open Elections

CoPIRG-Backed Bill Would Ease Election Day Woes

The 2000 election put all of us on warning: Flaws in our elections open the door to partisan manipulation of election results, disenfranchisement of large portions of the population, and uncertain results—all of which undermine faith in our democracy.

Last year, the U.S. Senate Rules Committee held a hearing on the  CoPIRG-backed Ballot Integrity Act of 2007. The bill contains several key provisions that protect voters and their votes, clarify the rules, and establish even-handed procedures to ensure elections are administered fairly.

Among the reforms that the Ballot Integrity Act would enact: equitable distribution of voting machines, standards for using and counting provisional ballots, standards for purging voters from the rolls, and funding for training Election Day poll workers.

 

Financial Privacy & Security

40th State Passes ID Theft Law: Congress Yet To Act

Massachusetts and Oregon were the two most recent additions to the list of 40 states that enjoy stronger protections against identity theft, thanks to laws based on model legislation crafted by PIRG consumer advocates and our allies at Consumers Union. In 2006, CoPIRG helped to push forward similar legislation in Colorado.

However, with so many states passing strong consumer-friendly laws, lobbyists for the financial industry are looking to Congress to help them evade the new restrictions on data-dealing. With Ed Mierzwinsksi, our top consumer advocate, leading the way, we’ve stopped the rollback so far, but data dealers show no sign of letting up.

Meanwhile, security breaches at Citigroup, Monster.com and smaller retailers upped the total number of stolen or otherwise inadvertently disclosed records since 2005 to more than 165 billion—and the number is growing every month.

 

Passengers’ Bill of Rights

CoPIRG Backs Airline Passenger Coalition

After several airlines stranded passengers on runways without food, water or access to bathrooms for hours on end in the past year, the affected passengers didn’t just get mad—they organized.

The Coalition for an Airline Passengers’ Bill of Rights now includes 17,000 members of the flying public. CoPIRG has joined the coalition and is urging our state’s congressional delegation to co-sponsor legislation to establish an Airline Passengers’ Bill of Rights.

So far, bills have been introduced into Congress, but the airline industry is pushing to make sure they don’t come up for a vote. The law would, in addition to many reforms, require airlines to notify passengers within 10 minutes of any known diversion, delay or cancellation.

 

CoPIRG
Citizen Agenda
Winter 2008
Vol. 23, No. 3


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